You're more likely to buy
- When you lease a car, you are typically capped at 15,000 miles a year. Additional mileage can cost you up to 35 cents per mile. And that can really add up.
- If you like to personalize a car, this investment can be lost on a leased car.
- If you like the idea of ownership, you are less likely to be happy with the lease option.
- If you like the feeling of accomplishment that paying off a large purchase brings and should consider that when you lease a car, the payment ends only when you return the car.
- If the car you presently own is over 3 years old you are more likely a buyer. While not always true, you can usually drive for less if you're willing to buy and drive for at least 3 years.
- If you don't mind doing your own car repairs, you probably don't mind driving a car after the warranty expires.
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You're more likely to lease
- Lease arrangements usually involve a 15,000 miles-per-year cap and charge for extra miles. If you drive very little, you may be a candidate for a luxury lease.
- When you negotiate a 24 or 36-month lease, you can be sure you'll always be driving a new vehicle.
- Although you need to maintain and repair your leased vehicle just as you would an owned vehicle, because you typically lease for 2 to 3 years, the car is normally under warranty.
- Many people prefer to drive a vehicle that is priced above their means and leasing provides the solution.
- If you don't mind not owning the car, you are free to enjoy the benefits of leasing like low monthly payments and a low down payment.
- If you own the company, and you use your car for business, check with your tax advisor. You may be able to deduct your auto expenses, including your monthly lease payment. And if the company you work for gives you a monthly car allowance, you may want to lease since you'll be able to drive a nicer car for a lower monthly payment.
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Buying vs. Leasing, which options should drivers near Calhoun, GA consider? The answer is not so finite. Every drive is different and has their own driving preferences. If you're weighing the pros and cons of buying vs. leasing, then you'll probably want to consider a few things, such as:
- Your driving habits
- Price range
- Types of vehicles you like
- Average of miles driven a year
- Credit score
Essentially, buying is better for people who have lengthy commutes. If you spend about two hours in the car each day, you're going to do better with a financed vehicle.
Why? Leases have mileage requirements. While leases can be more affordable, the pricing of mileage overages can stack up if you're not careful.
Also, if you purchase your car, you can always pass it on later in life, or you can sell it to someone and pocket the money.
Leasing a car is the more practical option if you enjoy lower down payments, upgrading every year, and don't drive quite so often. Leases can be wonderful solutions for those who want a fun weekend car or something to zip around Chatsworth, GA in.
If you're still not sure which option is right for you, talk to our finance department or contact us! Our team of financial experts can help you break down your budget and car shop in Dalton, GA today. We will help you find perfect new Nissan cars for sale, and the financing option to go with it.